YOU NEED A BUDGET SPREADSHEET FREE

YOU NEED A BUDGET SPREADSHEET FREE

It’s set up for two people, which is most of the time who uses it, but feel free to take it and run with it for multiple people if you’re up for editing! I made a simple version of a spreadsheet to get you started, and you can grab it here. You could use it to share groceries and bills with a roommate, you could use it with family to fund and plan a family vacation… basically any time you’re collaborating with other people and their money for more than one purchase. This spreadsheet-based approach is good whenever you’re making joint purchasing decisions with other people. This isn’t just a post for couples, by the way. So because I’m all about ~controversy~ these days, I figured I’d share a look into how one engaged couple handles their finances.īut the real reason I’m sharing our approach is that it’s equally useful if you share all of your bank accounts, none of your bank accounts, or something in between.Īll you really need is a joint spreadsheet. And for a lot of people, they’re pretty convinced that their camp is the Only Right Camp (which, let’s be real, doesn’t exist in personal finance). There’s the “If you don’t have 100% shared finances, are you even really together?” camp, and the “I’ll never share a bank account, ever” camp, and a ton of other camps in between.

Nothing in the world of couples and money is more divisive than the “should you and your long-term partner share finances, and how” issue.

You need a budget spreadsheet